Personal Injury FAQs

Have questions? We’ve compiled answers to the most common questions about our Personal Injury legal services, processes, and what to expect when working with Polaris Law. If you need personalized advice, our team is here to help.

Frequently Asked Questions

Your legal journey doesn’t have to feel overwhelming. We’ve gathered answers to the questions we hear most about our services and processes. Need advice specific to your case? Reach out to our team for trusted guidance.

Will my personal injury case go to trial?

Most cases do not go to trial even if a lawsuit is filed. Insurance companies often prefer to settle outside of court to avoid the cost, time, embarrassment to the defendant, and uncertainty associated with trials. Even though most cases settle, we work every case up for trial. By signaling early on that we are taking your case seriously, we ensure the insurance company takes your case seriously as well.

What happens if the insurance company denies my claim?

This doesn’t necessarily mean the end of your case. If the insurance company denies liability, it's time to file in court. Our attorneys are here to help make sure your case is litigated professionally and effectively.

How are personal injury settlements calculated?

There are a multitude of factors that go into how much a case will settle for. First, we need to establish liability. If there is a question of liability, insurance companies will not be as likely to settle, or the settlement amount will reflect the question of liability. Insurance companies will not agree to pay more than their liability limits. As an example, if the defendant in a case only has $25,000 worth of insurance coverage, the insurance company will not settle for a larger amount. If there is excess loss, we will need to collect from the defendant, themselves. Next, we need to calculate the total of all claimable damages (medical expenses, lost wages, loss of consortium, pain and suffering, etc.). Insurance companies will try to reduce values by claiming over-treatment or pre-existing conditions. Ultimately, the client’s needs and risk aversion will dictate the final settlement. We will advise you on potential trial outcomes after each offer. Our goal is to help you present your claim and make the best, informed, decision for your future.

Can I handle my personal injury claim without a lawyer?

Absolutely. You have the right to proceed with your case however you see fit. Insurance companies love when you do this. They will often give you a small settlement right away to close out your case for as cheap as possible. You might achieve satisfactory results. We feel strongly that our service and strategies lead to less stress throughout the pendency of the case, quicker compensation, and higher net recoveries.

What should I bring to my first meeting with a personal injury attorney?

The accident report, photographs from the scene (if you have any), the names of any doctors you sought medical treatment from, the names of any witnesses, and any communication from the insurance company. If you do not have these things, don’t worry, we can help you get them.

How much does it cost to hire a personal injury lawyer in Lincoln, NE?

Every client has the opportunity to pay for our services as an hourly fee, but a majority chose to pay a percentage of the compensation received. Based on our research, normal contingency fees are 33-40%.

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How long does a personal injury case usually take?

Cases typically take between three and eighteen months. The first priority in an injury case is making sure you heal fully from your injuries. This can be a long process and closing your case too soon could lead to expenses that are not covered by the judgment or settlement. Accordingly, if you do not reach maximum medical improvement by the statute of limitations, you might not receive full compensation for over four years.

What compensation can I recover in a personal injury case?

Medical expenses, lost wages, loss of earning capacity, property damage, and other out of pocket costs. You might also be able to receive pain and suffering, loss of enjoyment of life and emotional trauma compensation. Your family members may be able to receive compensation under a loss of consortium claim. Loss of consortium is the fancy lawyer phrase for loss of a relationship. These claims can be as simple as playing catch with your kids, or as complex as loss of intimacy, love, affection, and companionship due to injury.

How long do I have to file a personal injury claim?

The claim must be filed before the statute of limitations runs. There are separate notice requirements for government defendants and un-insured/ under-insured carriers that you need to fulfill before proceeding with a case.

What is the statute of limitations for personal injury cases in Nebraska?

Most personal injury cases have a four year statute of limitations, however there are situations that can reduce this time period significantly. Make sure you have your case evaluated early to ensure you do not miss any deadlines.

If I was hit by a truck, should I hire a lawyer?

Absolutely. Trucking accidents often result in extreme damage to both people and property. Distracted or careless driving by semi drivers can result in life-changing consequences for innocent motorists and their families. We have experience representing truckers who were injured by the carelessness of others, individuals who survived horrific accidents, and the families of those who didn’t.

Do I need a lawyer if I was at fault in a car accident?

Your insurance company has a duty to defend you. You should report the accident to your insurance company immediately. Auto accidents often lead to criminal charges, ranging from failure to yield citations to motor vehicle homicide. You have a fifth amendment right to remain silent. If you decide to speak, make sure you are truthful.

How and when should I contact a personal injury lawyer after an accident?

You should contact a trusted injury attorney right away. Insurance companies try to obtain recorded statements immediately after an accident to minimize their responsibility. Many injuries take time to diagnose and treat. A trusted attorney can help you to navigate the claim process while avoiding the insurance industry’s traps and pitfalls.

Should I hire a lawyer for my car accident claim?

Yes! If you were injured in a car accident, hiring a skilled attorney can result in a smoother process and more just outcome.

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When should I hire a personal injury attorney?

You should hire an injury attorney as soon as you find an attorney that you are comfortable with and that you believe will place you in the best position possible moving forward with your case. Since most injury cases are paid through a percentage of any judgment or settlement, hiring an attorney early on in the process allows you to have an advocate on your side without extra expense. Delays in hiring an attorney can cause additional stress, lower compensation, and extended recovery periods.

Why is hiring a lawyer important for car insurance claims?

Hiring a lawyer is important because the insurance system is set up to delay and deny compensation for injured people. Insurance companies make money by denying claims and collecting interest on cash reserves until settlements or judgements are paid out. Beyond the benefits in section one, it is important to note that professional representation can lead to greater compensation and quicker recoveries.

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How do I know if I have a valid personal injury claim?

There are two main elements of an injury claim: liability and damages. First, we need to determine whose actions caused the injury. On the surface, liability seems straight forward. However, insurance companies like to muddy the waters with terms like contributory negligence, comparative negligence, duty, and assumption of the risk. Insurance companies try to save money by claiming that your actions contributed to your injuries. In Nebraska, you need to show that the other person (or persons) had a duty to act in a certain way and that their failure to do so resulted in your injury. This is called modified contributory negligence.   

E.x. As you are driving through a small town another driver runs a stop sign and strikes your car. As a driver on a public road, the other driver had a duty to yield to cars that have a right of way. If you were driving five miles over the speed limit, your violation of the traffic law “contributed” to the accident. However, a reasonable jury would agree that, when comparing the two actions, the action of running the stop sign contributed more to the accident than speeding. The equation changes if the speeding is egregious, causing a reasonable person to question whether the other party could see you.

Still have questions?

Whether you need answers about your specific legal situation or want to schedule a consultation, our team at Polaris Law is ready to guide you. to speak directly with an attorney.